Website Privacy Policy

Effective Date: 09/01/2019

Patient Advocate Foundation (“PAF,” “we,” “us” or “our”) is committed to ensuring that your privacy is protected when you connect with our materials and services. PAF is pleased to share our privacy policy as it relates to your use of our websites, including and (collectively, the “Sites”).   This Website Privacy Policy (“Website Privacy Policy” or “policy”) provides an explanation as to what happens to any personal data that you provide to us, or that we collect from you when you engage with our web materials and online properties. This policy also covers how you can connect with us should you have questions or concerns about our practices and policies.  By using our Sites, you acknowledge you have read and understood the terms and conditions of this policy. If you do not agree to the terms and conditions of this policy, please do not use our Sites.

Please note that your use of our Sites is also governed by our Terms of Use.


Information We Collect

We collect the following information from and about you when you use our Sites:

  • Details of your visits to our website and the resources that you access, including, but not limited to, traffic data, location data, weblogs and other communication data.
  • Information that you choose to provide by filling in forms on our website, such as when you register a request for information or choose to subscribe to a PAF distribution list.
  • Information provided to us when you choose to communicate with us for any reason.

Use of Cookies

On occasion, we may gather information about your computer or other device for our services. Such information will not identify you personally; it is statistical data about our visitors and their use of our site. This statistical data does not identify any personal details whatsoever.

Similarly to the above, we may gather information about your general use of our Sites by using a cookie file.  A cookie is a small file which asks permission to be placed on your computer's hard drive. We use this analytical information solely to track website usage, and no individual user information is gathered in this process. In particular, we use Google Analytics to measure how you interact with our Sites. To learn more about Google Analytics’ privacy practices and opt-out mechanisms, please visit the Google Analytics Security and Privacy Principles page at Google also provides a complete privacy policy and instructions on opting-out of Google Analytics at

All computers have the ability to automatically accept or decline cookies. This can be done by activating the setting on your browser which determines how to deal with cookies. Please note that should you choose to decline cookies, you may be unable to access particular parts of our website.

Use of Your Information

The information that we collect and store relating to you and your web activity is primarily used to enable us to provide quality services to you. In addition, we may use the information for the following purposes:

  1. To provide you with information specifically requested from us, relating to our products or services.
  2. To provide information on other resources which we feel may be of interest to you, if and only if you have consented to receive such information.
  3. To meet our contractual commitments to you.
  4. To notify you about any changes to our website, such as improvements or service/product changes, that may affect our service, if you have selected such notifications.

Once a website visitor initiates ongoing patient services with Patient Advocate Foundation, your information is treated in accordance to our organizational Patient Privacy Policy that addresses information beyond web-based interaction.

Collection and Use Of Information From Children

Our Sites are not intended for children under the age of 13. We do not knowingly collect personal information from children, and none of our services are designed to attract children. In the event that we learn that a person under the age of 13 has provided personal information to us, we will delete such personal information.

Notice Regarding Public Posting Areas

Please note that any information you include in a message you post to any chat room, forum or other public posting area is available to anyone with Internet access. If you do not want people to know your email address, for example, do not include it in any message you post publicly. PLEASE BE EXTREMELY CAREFUL WHEN DISCLOSING ANY INFORMATION IN CHAT ROOMS, FORUMS AND OTHER PUBLIC POSTING AREAS. WE ARE NOT RESPONSIBLE FOR THE USE BY OTHERS OF THE INFORMATION THAT YOU DISCLOSE IN CHAT ROOMS, FORUMS AND OTHER PUBLIC POSTING AREAS.

Storing & Securing Your Personal Data

To prevent unauthorized access, maintain data accuracy, and ensure the correct use of information, we strive to maintain physical, electronic, and administrative safeguards. The transmission of information via the internet, however, is not completely secure and therefore we cannot guarantee the security of data sent to us electronically and transmission of such data is therefore entirely at your own risk. Where we have given you (or where you have chosen) a password so that you can access certain parts of our site, you are responsible for keeping this password confidential. If we learn of a security breach, we may attempt to notify you electronically so that you can take appropriate protective steps. By providing personal information to us, you agree that we can communicate with you electronically regarding security, privacy and administrative issues relating to your use of the Sites. We may post a notice via our Sites if a security breach occurs. We may also send an email to you at the email address you have provided to us in these circumstances. Depending on where you live, you may have a legal right to receive notice of a security breach in writing.

Disclosing Your Information

Where applicable, we may disclose your personal information to any official member within our nonprofits corporate structure, as it is necessary to provide you with the best service and customer service addressing your requests. We will also disclose your personal information to third parties, only in the following circumstances:

  1. Where a service provider, agent or independent contractor helps us maintain our services and provide other administrative services to us.
  2. In the course of any reorganization process including, but not limited to, mergers, acquisitions, and transfers of any or all of our assets to a third party.
  3. Where we are legally required to disclose your information.
  4. To assist fraud protection and minimize credit risk.

Please be advised that we do not reveal information about identifiable individuals to our donors, grant-providing organizations or partners, but we may occasionally provide them with aggregate statistical information about our visitors.

International Data Transfers

We are based in the US. If you choose to provide us with information, please understand that your personal information may be transferred to the US and that we may transfer that information to our affiliates and subsidiaries or to other third parties, across borders, and from your country or jurisdiction to other countries or jurisdictions around the world. If you are visiting from the EU or other regions with laws governing data collection and use that may differ from US law, please note that you are transferring your personal information to the US and other jurisdictions which may not have the same data protection laws as the EU. We put in place appropriate operational, procedural and technical measures in order to ensure the protection of your personal information. You acknowledge you understand that by providing your personal information: (i) your information will be used for the uses identified above in accordance with this Privacy Policy; and )ii) your information may be transferred to the US and other jurisdictions as indicated above, in accordance with applicable law.

Third Party Links and Social Media Plug-Ins

You might find links to third party websites on our Sites. These websites should have their own privacy policies which you should check. We do not accept any responsibility or liability for their policies whatsoever as we have no control over them.


Our Sites use the following social media plug-ins: Facebook, YouTube, Instagram and LinkedIn. The plug-ins can be identified by the social media buttons marked with the logo of the provider of the respective social media networks. We have implemented these plug-ins using a 2-click solution, which means that when you use our Sites, Information will not initially be collected by the providers of these social media plug-ins. Only if you click on one of the plug-ins will your Information be transmitted. By activating the plug-in, information is automatically transmitted to the respective plug-in provider and stored by them. We neither have influence over the Information collected and processing operations conducted by the providers, nor are we aware of the full extent of Information collection, purposes, or the retention periods. Further details on the purpose and scope of information collection and its processing by the plug-in provider can be found in the respective privacy policies of these providers, where you will also find further details on your rights and options for privacy protection.

Access To Information

Should you wish to receive details that we hold about you, or to update such information, please contact us using the contact details below.

Dispute Resolution and Agreement To Arbitrate

Except where and to the extent prohibited by law, by using the Sites, you and PAF agree that, if there is any controversy, claim, action, or dispute arising out of or related to your use of the Sites or the breach, enforcement, interpretation, or validity of this policy or any part of it (“Dispute”), both parties shall first try in good faith to settle such Dispute by providing written notice to the other party describing the facts and circumstances of the Dispute and allowing the receiving party thirty (30) days in which to respond to or settle the Dispute. Notice shall be sent to:

  • Us, at Patient Advocate Foundation, Compliance Department, 421 Butler Farm Road, Hampton, VA 23666 or
  • You, at the address we have on file for you.

Both you and PAF agree that this dispute resolution procedure is a condition precedent that must be satisfied before initiating any litigation or filing any claim against the other party. IF ANY DISPUTE CANNOT BE RESOLVED BY THE ABOVE DISPUTE RESOLUTION PROCEDURE, YOU AGREE THAT THE SOLE AND EXCLUSIVE JURISDICTION FOR SUCH DISPUTE WILL BE DECIDED BY BINDING ARBITRATION ON AN INDIVIDUAL BASIS. ARBITRATION ON AN INDIVIDUAL BASIS MEANS THAT YOU WILL NOT HAVE, AND YOU WAIVE, THE RIGHT FOR A JUDGE OR JURY TO DECIDE YOUR CLAIMS, AND THAT YOU MAY NOT PROCEED IN A CLASS, CONSOLIDATED, OR REPRESENTATIVE CAPACITY. Other rights that you and we would otherwise have in court will not be available or will be more limited in arbitration, including discovery and appeal rights. All such disputes shall be exclusively submitted to JAMS ( for binding arbitration under its rules then in effect, before one arbitrator to be mutually agreed upon by both parties.


The arbitrator, and not any federal, state, or local court or agency, shall have exclusive authority to resolve any dispute arising under or relating to the interpretation, applicability, enforceability, or formation of this policy, including any claim that all or any part of this policy is void or voidable.

Choice Of Law and Choice Of Forum

This policy has been made in and shall be construed in accordance with the laws of the Commonwealth of Virginia, without giving effect to any conflict of law principles. Any disputes or claims not subject to the arbitration provision discussed above shall be resolved by a court located in the Commonwealth of Virginia and you agree and submit to the exercise of personal jurisdiction of such courts for the purpose of litigating any such claim or action.

How We Respond To Do-Not-Track Signals

At this time our Sites do not recognize automated browser signals regarding tracking mechanisms, which may include “Do Not Track” instructions.

Your California Privacy Rights

California Civil Code Section 1798.83 permits visitors to our Sites who are California residents to request certain information regarding our disclosure of personal information to third parties for their direct marketing purposes. We do not share personal information with third parties for their direct marketing purposes.

Contacting Us

We welcome any questions, comments or requests you may have regarding this Privacy Policy. Please do not hesitate to contact us via email at, by calling 757-952-0589, or by writing to Patient Advocate Foundation, Attn: Privacy, 421 Butler Farm Rd, Hampton, VA 23666.

Changes to this Website Privacy Policy

If we decide to change our Website Privacy Policy, we will post those changes on this page and update the Effective Date above so that you are always aware of what information we collect, how we use it, and under what circumstances we disclose it. You will be notified of any material changes to this policy via a posting on the Sites.

Additional PAF Privacy Policies 

My Resource Search

This privacy policy specifically addresses user privacy related to the download and use of “My Resource Search Utilizing the National Uninsured and Underinsured Resource Directories” mobile application. My Resource Search is available free of cost through the Apple App store for iOS users and the Google Play marketplace for Android users. Read the My Resource Search Mobile Privacy Policy here.

Coverage Access Guide

This privacy policy specifically addresses user privacy related to the download and use of “Coverage Access Guide – A Consumer’s Guide to Insurance” mobile application. PAF’s Coverage Access Guide mobile app is available free of cost through the Apple App store for iOS users. Read the Coverage Access Guide Mobile Privacy Policy here.

Patient Privacy Policy

This privacy policy specifically addresses engagement with patients and their caregivers who receive service from one or more of our direct service divisions at Patient Advocate Foundation, including our partner programs.